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美国正在研究如何临时担保所有存款。利好。$第一共和银行(FRC)$ $区域银行ETF-SPDR(KRE)$ $华美(EWBC)$

US officials are studying ways they might temporarily expand Federal Deposit Insurance Corp. coverage to all deposits, a move sought by a coalition of banks arguing that it’s needed to head off a potential financial crisis.
Treasury Department staff are reviewing whether federal regulators have enough emergency authority to temporarily insure deposits greater than the current $250,000 cap on most accounts without formal consent from a deeply divided Congress, according to people with knowledge of the talks.
引用:
2023-03-15 18:46
上周五写完 风雨飘摇中的硅谷银行,下一个倒下的是谁?很多人问,抄不抄底区域银行
先说结论
如果FDIC不尽快担保所有区域银行存款保险目前保障的25万限额以上存款,区域银行不值得抄底,存款搬家还将继续,存款成本快速上升,监管收紧;估值安全...

全部讨论

2023-04-28 23:35

美联储不可能临时担保所有存款,因为如此的话,很多银行就干脆火速破产,因为很多资产除了因为利率冲击导致减值,其实一开始可能就是胡搞的不良资产。反正存款端有人兜底了,很多地方银行直接破产很轻松就把锅全甩给美联储了。