如果把这个债权改成“可用信贷额度”会更准确一些。比如说吧,一家银行的资本金是1个亿,监管允许加10倍杠杆,那么它的可用信贷客度是10个亿,假设银行杠杆已用到极致,它不能再发放贷款了,这时有人还了1000万贷款,那么银行就新增了1000万可用信贷额度。
The Bank does not make a profit on the production of banknotes. Members of the Note Circulation Scheme buy new banknotes from us at face value. We invest this money in assets such as government bonds. We deduct the cost of printing and issuing banknotes from the income on these assets, and return the balance to HM Treasury. Information relating to this can be found on page 37 of the Bank’s latest Annual Report and Accounts to end-February 2020. This income is called seigniorage.
如果把这个债权改成“可用信贷额度”会更准确一些。比如说吧,一家银行的资本金是1个亿,监管允许加10倍杠杆,那么它的可用信贷客度是10个亿,假设银行杠杆已用到极致,它不能再发放贷款了,这时有人还了1000万贷款,那么银行就新增了1000万可用信贷额度。