陈达美股投资 的讨论

好的，谢谢

如果我是一个合格投资者(机构或者大散), 那么这个时候是绝壁的大量持有人人股票的好机会。 然后将来分拆后，我相当于低价持有了未上市的SoFi 的股票。   合格投资者们如果发现这个机会，来抢人人的股票， 人人的股票上涨，之前比较高价位的小散就可以解套。

5亿是扣除了1.3亿债务的。  去除债务后估值5亿。

赤裸裸欺负散户啊，怎么破？ $人人(RENN)$

找了下note 12贴出来，加起来1.3亿，现金补贴其实是5-1.3=3.7，这么算对么？

In October 2015, the Company entered into a long-term loan agreement with a trust company to borrow $59,260 in order to finance the investment in SoFi. The loan bears an annual interest rate 6% and requests the pledge of 7,512,535 Series F Preferred Stock of SoFi owned by the Company. The loan is expected to be repaid within three years and could be extended to five years if specific revenue targets of SoFi are reached.

Additionally, the Company issued the trust company a warrant to purchase 1,502,507 Series F Preferred Stock of SoFi from the Company at a preliminary exercise price of $15.7763 per share upon occurrence of certain events within five years, including a qualified public offering of SoFi. Such warrant was considered as liability-classified warrants and separately recorded based on its fair value under the caption of “Other non-current liabilities” on the consolidated balance sheet.

(ii) In November 2015, the Company entered into a long-term loan agreement with an asset management company to borrow $69,468 in order to finance the investment in SoFi. The loan bears an annual interest rate ranging from 12% to 16% upon certain scenarios, including a qualified public offering of SoFi during the period of the loan, and requests the pledge of certain assets of the Company consisting of building, the long-term investment in Hayman, and certain shares of SoFi owned by the Company including 4,970,573 Series B Preferred Stock, 6,020,695 Series D Preferred Stock and 2,361,116 Series E Preferred Stock. The loan in expected to be repaid within four years. The Chief Executive Officer (“CEO”) of the Company provided joint and several liability guarantee for the loan. The loan can be repaid in advance at the option of the Company upon distribution from the long-term investment in one of its equity method investee. In January 2016, the Company received the notice for such distribution and repaid $23,608 of the loan balance accordingly.

未必坑的了小散，此话怎讲？

现在应该还不敢因为不确定 细节还需要评估 还需要时间 还需要进一步更更多的信息

散户全线被绞杀

是的。这确实是合格投资者的机会。  人人之前私有化的方案，是机构，大散，小散一起吭。  现在好了，拉弄机构和大散，吭小散。  但这个时候，是合格投资者的机会，所以最终也未必吭得了小散。

估值可以随便想写多少写多少吗？