1.分红率35%,股息率1.972/31.35=6.29%,。2.2023核充率13.73%,2022核充率13.68%。3.2023不良率0.95%,2022不良率0.96%。4.2023拨备覆盖率437.7%,2022拨备覆盖率450.79%,平滑利润,正常操作。5.2023净息差2.15%,2022净息差2.4%,啥时...