$第一共和银行(FRC)$ $区域银行ETF-SPDR(KRE)$ $硅谷银行(SIVB)$
bbg新出炉一篇深度报道，第一共和最大问题是一堆给富人的interest only mortgage，导致难以找到白马骑士

Wealthy homebuyers and property investors with high incomes and sterling credit scores could get a mortgage from First Republic Bank (FRC) with a rock-bottom rate for several years. Better yet, they didn’t have to start repaying the principal for a decade.


First Republic Worked Hard to Woo Rich Clients. It Was the Bank’s Undoing
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