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$VISA(V)$ 

Visa收入构成:

官方解释:

service revenues:Earned for services provided in support of client usage of visa product。(是向银行收取还是用户收取?)

data processing revenues(授权、清算服务收费,这一块应该是向商户佣金中收取一定比例)

对于service revenues 不是特别理解,希望有大神帮忙解决。

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2018-08-07 23:10

Service revenues consist of revenues earned for services provided in support of client usage of Visa products. Current quarter service revenues are primarily assessed using a calculation of current pricing applied to the prior quarter’s payments volume. The Company also earns revenues from assessments designed to support ongoing acceptance and volume growth initiatives, which are recognized in the same period the related volume is transacted.
Data processing revenues consist of revenues earned for authorization, clearing, settlement, network access and other maintenance and support services that facilitate transaction and information processing among the Company’s clients globally. Data processing revenues are recognized in the same period the related transactions occur or services are rendered.

Service revenues 指的大概是使用版权费?当季的价格 x 前一季的交易量? 后面还有当季交易量的xx评估费。。。