回复@PaulWu: my sense is that it will be a long time before you have to consider that decision ....//@PaulWu:回复@Toddzhouuuu:如果我们长期跑不赢美债的收益率，我更多考虑把钱还给投资人，投资人承受波动，并付出不低的费用，值得更好的。